5 Best Budget Planners of 2020 To Organise Your Finances

5 Best Budget Planners of 2020 To Organise Your Finances

by | Apr 23, 2020 | Budgeting | 274 comments

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You can end your search for the best buget planners. I’ve done all the research for you and compiled the 5 best budget planners on the market today.

Have you ever asked the question ‘Where has my money gone this month?? What could I have possibly spent it on?’ We’ve all been there. Creating a budget and sticking to it is hard, especially without a good financial budget planner.

How many of us have tried budgeting to save for a vacation, or track spending each month, only to give up because creating a budget and sticking to it is overwhelming?

If you are as confused as I am about how money just doesn’t seem to stay in my bank account, and you want to get better at sticking to a budget, get a budget planner!

There are so many amazing budget planners out there, it can be a process in itself to find the best one for your needs.

If you do not have the time to look through all that, don’t worry. I have scoured the internet and come up with the very best budget planners and binders on the market so you can take control of your finances and start budgeting today!

Disclosure: This post contains affiliate links which means I may get a small fee if you sign up through my link. For full disclosure, please read here.

Table of Contents hide
Types Of Budget Planners
What To Look For In A Budge Planner
The Five Best Budget Planners
1. Clever Fox Budget Planner
Pros
Cons
2. Erin Condren Petite Financial Planner
Pros
Cons
3. BoxClever Press Budget Planner
Pros
Cons
4. Limitless Mindset Budget Planner
Pros
Cons
5. GoGirl Budget Planner
Pros
Cons
Best Budget Planners: Insights And Wrap-Up

Types Of Budget Planners

There are many types of budget planners and budgeting notebooks, in various price ranges, which is fantastic as it gives you the flexibility to choose the best budget planner for your needs.

You may prefer a simple budgeting worksheet that you can print off and get started right away.

If so, grab my FREE 12-page budget planner pack today! Perfect for inserting into your binder!

 

Free Budget Planner Printable

For those that want something different, I have a list of six of the best budget planners. I have spent a lot of time researching each of these financial budget planners and their features, and have only included the very best in this budget planner review. 

You may also like: 

What To Look For In A Budge Planner

  •  Minimum 4-star rating. What can I say, I’m picky, and there is no point spending money on a subpar budget planner. The financial budget planners below are thoroughly vetted through user reviews.
  • Customisation features. You want this budget to work for you. This includes the ability to add new pages to the budget planner, take extra notes, etc. 

Hopefully you will find the best budget planner for your needs by the end of this review!  

The Five Best Budget Planners

1. Clever Fox Budget Planner

5 Best Budget Planners of 2020 To Organise Your Finances 1
5 Best Budget Planners of 2020 To Organise Your Finances 5

Pros

The budget planner includes builti-in pocket folder to store receipts and bills

Built-in pen and pen holder

Tons of cover colours to choose from

Money back guarantee from the manufacturer

5.3”W X 7.7”H

Cons

  • The binding style does not let the book lay flat. (Although this is not as bad as some of the other planners)
  • There are no tabs to separate monthly/weekly notes

The Clever Fox Budget Planner is an amazing budgeting notebook to help you organize your finances, track your spending and save money. It is also perfect for beginners as it comes with a quick start guide to set you on your financial journey.

It is super portable and lightweight! This budget planner comes in an A5 size and features a lovely leatherette hardcover with a band to keep all your financial information in shape.

I love that the Clever Fox Budget Planner can keep everything in one place! It comes with a built-in pen holder, a pocket to hold all your bills, receipts, and extra cash so you can track your overall cash flow, spending, and debt repayments all in one place.

If you are a goal setter, look no further. The Clever Fox Budget Planner has tons of pages to set your financial goals (and there are plenty of pages so there’s no risk of running out of room!) and gain financial stability.

One thing to note with this budget planner is that there are no tabs to separate weekly notes, monthly notes, and the monthly calendar and I found this a little cumbersome. I would have preferred to have tabs for these to easily access these pages. The pages do not lay completely flat when you are writing, so this may prove a problem for some.

 

2. Erin Condren Petite Financial Planner

5 Best Budget Planners of 2020 To Organise Your Finances 9
5 Best Budget Planners of 2020 To Organise Your Finances 13

Pros

Lots of budget planner designs to choose from, each with a fun, vibrant cover and inspirational quote

Lots of designs to choose from, each with a fun, vibrant cover and inspirational quote

A built-in pocket folder to keep cash, receipts, and bills to organize your finances

Budgeting notebook with preadsheets to track your bills and spending logs

Budgeting checklists to keep your spending on track

Beautiful gold financial stickers that are functional and decorative at the same time that are perfect for goal setting

5.3”W X 7.7”H

Cons

  • No monthly calendar
  • Not refillable

The Erin Condren Petite Financial Planner is colorful and breezy, with a beautiful inspirational quote on the cover. It is one of the few budget planners that actually makes me want to pick it up and start budgeting!

In my opinion, this is what makes it one of the best budget planners for beginners! There are lots of designs to choose from and everything about this budget planner makes organizing your finances FUN and motivating!

The Erin Condren Petite Financial Planner contains 12 months of budget tracking spreads. You don’t have to start in January as they are unnamed. It contains a lot of worksheets including spending logs to track your purchases, budgeting checklists, and goal setting worksheets.

This budget planner makes it super easy to set your financial and saving goals, track your debts, debt repayments and debt payoff for the year with the yearly overview.

This planner is stylish while being portable and lightweight. While there is no monthly calendar and it is not refillable, it is excellent for the price.

 

3. BoxClever Press Budget Planner

5 Best Budget Planners of 2020 To Organise Your Finances 17
5 Best Budget Planners of 2020 To Organise Your Finances 21

Pros

This budgeting notebook has not one but THIRTEEN pockets to store bills, receipts and cash to organise your finances

Very spacious which allows you to write easily

Seasonal savings section to keep all your holiday budgets in track

Separate weekly and daily planner sections

8″W x 9.5″H – A5 size

Cons

  •  Not as portable as the other budget planners
  • Not refillable

The Box Clever Budget Planner is one of Amazon’s highest-rated budget planners. This is no compact planner – it has a larger size, which is very useful if you have bigger handwriting, or you just have a lot to write when planning your budget.

This budget planner is very comprehensive and even has separate sections for all your seasonal holiday savings goals. While it is not compact, it is amazingly well made and one of the only budget planners on this list that lays flat when writing because of its copper spiral binding.

The Box Clever Budget Planner  has different sections for daily and weekly budget tracking, debt tracking, debt repayment plans, and payoff progress. There are a total of 6 pages for each month: three pages for your regular monthly expenditures, one page for tracking your income, one page for tracking savings, one for the monthly budget and one to summarise all your finances for the month

There are a total of 13 interior pockets, absolutely perfect for storing all your receipts, bills, and extra cash all in one place.

All these features make this budgeting notebook one of the best financial budget planners out there!

While this budget planner is comprehensive, it is not as portable as some of the other options on this list. It also does not come with any refillable pages.

 

4. Limitless Mindset Budget Planner

5 Best Budget Planners of 2020 To Organise Your Finances 25
5 Best Budget Planners of 2020 To Organise Your Finances 29

Pros

This financial budget planner has 3 Built-in cash envelopes

Very spacious which allows you to write easily

Two undated years

Two pockets to store all your bills and receipts to better organise your finances

Decorative financial stickers that are perfect for goal setting

6″W x 9″H

Cons

  • Pages do not lie flat when writing
  • Not refillable

The Limitless Mindset Budget Planner is perfect for those who use a cash envelope budget as this planner is the only one on this list that comes with its own cash envelopes! This is truly an all-in-one budget planner and very well suited for couples and families.

It features a faux leather cover and comes in a larger 6″W x 9″H size, and is therefore ideal if you are planning a budget for more than one person or if you just love writing a lot! Hey, I do too.

This budget planner comes with two sets of stickers to help organise your finances, as well as a custom pen just for you! It contains two pockets – one at the front and one at the back – to store your receipts and bills.

Included in the planner are worksheets for spending, debt repayment, expense tracker, income log and bill repayments. It also contains three cash envelopes.

I like that this budget planner includes two full years that are undated – so you can start at any time and you do not have to purchase another planner for two years.

The 6×9 size of the Limitless Mindset Budget Planner is quite portable, however, the pages do not lie flat when writing in it, and it does not include any refillable pages, so you do have to buy a new planner at the end of two years.

While the 80gsm paper might be too thin for some people, it works fine to record all your financial details, and this is a solid choice for a budget planner and also comes highly reviewed on Amazon.

 

5. GoGirl Budget Planner

5 Best Budget Planners of 2020 To Organise Your Finances 33
5 Best Budget Planners of 2020 To Organise Your Finances 37

Pros

Two pockets to store all your bills and receipts to better organise your finances

Very portable, easy to carry in a handbag

Twelve undated months

91 beautiful stickers

Built-in pen and pen holder

5.3”W X 7.7”H

Cons

  • Pages do not lie flat when writing
  • Not refillable

The GoGirl Budget Planner is another brilliant planner, being both minimalistic and stylish. It is one of the more affordable options on this list, thus making it perfect for beginners who do not want to splurge on a first planner.

This budget planner comes in a compact 5.3” X 7.7” size, making it super portable. It has a beautiful PU vegan leather cover with multiple colour options and 120gsm paper.

The GoGirl Budget Planner comes with 91 beautiful stickers to help organise your finances, as well as a built-in pen and pen holder, and pockets to store all bills and receipts – perfect for tracking your spending, savings goals, debt and debt repayments for each month.

There are twelve undated months, in this planner, and so you can start at any time of the year, and there is even a Christmas budget section!

While this budget planner may not be as comprehensive as some of the others on this list, it is ideal if you are a beginner and do not want to splurge on a bigger planner, or if you need a small size to carry around with you.

You may also like:

 

Best Budget Planners: Insights And Wrap-Up

There is no one-size-fits-all budget planner. The one that is perfect for YOU is the one that can  best suit your needs and help you organise your finances. Take the time to review each of the options in the budget planner review above and figure out which one can best support your financial needs.

Make sure you also consider things like portability, whether you need a built-in pen holder, and if you will use cash envelopes when choosing your option.

Let me know in the comments below which budget planner you prefer!

Loved the article? Share your favourite pin!

5 Best Budget Planners That Transformed My Life (Pin)
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  255. Natalie
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    I love planners!! I think the Box Clever Press ones are awesome. Great list.

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  256. Patti
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    Great breakdown of the different budget planners available. Now to the hard part…picking one!

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  258. Kait | Slumber & Scones
    Kait | Slumber & Scones on May 8, 2020 at 12:07 am

    I’m not great at budgeting, but I love tracking things in notebooks! These are all so cute they might get me to stick to a budget.

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  259. Alabi Victoria
    Alabi Victoria on May 3, 2020 at 12:23 pm

    Great list, thanks for this, it’s going to go a long way to help

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  260. Elizabeth
    Elizabeth on May 2, 2020 at 7:08 pm

    Great review with all the information I would need to know.

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  261. Petra
    Petra on May 2, 2020 at 11:56 am

    Great list! I’m used to planning on an Excel sheet, but this sounds like so much more hands-on and easy. I’ll invest in one and see.

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  262. Alabi Victoria
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    Wow, a great list to really help and keep one organized. Thanks for this

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  263. Nadalie Bardo
    Nadalie Bardo on April 29, 2020 at 1:45 am

    Wow, these are so awesome! Being stuck at home is the perfect time to figure out your finances!

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  264. Jadyn
    Jadyn on April 29, 2020 at 1:16 am

    Great list! You’ve some great research and there is a lot of good info here!

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  265. Annick
    Annick on April 28, 2020 at 11:25 pm

    Omg I love this. I’ve been doing my budget online but I love writing things down by hand. What a great and detailed list of recommendations. Thank you! 🙂

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  266. Charlotte
    Charlotte on April 28, 2020 at 9:07 am

    I need a new budget planner. New tax year in the UK and I want a fresh start. Thanks.

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  267. Kelsey
    Kelsey on April 27, 2020 at 11:43 pm

    I have been using the Mint app for several years and it works great. But the Erin Condren planner is gorgeous!

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  268. Nicole
    Nicole on April 27, 2020 at 8:29 pm

    Honestly I have never even thought about a budget planner, but what a great idea. I think it could really help me. Thanks for sharing!

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  269. Homeschool Money Mom
    Homeschool Money Mom on April 27, 2020 at 8:08 pm

    Well done review! I have never used a budget planner but suspect that’s a big mistake on my part!

    Reply
  270. Surabhi
    Surabhi on April 27, 2020 at 7:04 pm

    Interesting! Never knew about these. Would love to give it a try

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  271. Sarah Styf
    Sarah Styf on April 27, 2020 at 6:47 pm

    Some great suggestions. My personal favorite online planner is YNAB. Have you tried it?

    Reply
  272. Madi Rowan
    Madi Rowan on April 27, 2020 at 2:41 pm

    This is an amazing review – so well done! I have to be honest, this is the first time that I’ve heard of a budget planner, but they seems amazing & so useful! I feel like I would really enjoy using one especially because I’m obsessed with my actual planner haha!

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  273. Tracy @ Cleland Clan
    Tracy @ Cleland Clan on April 27, 2020 at 11:07 am

    Great options! I love how you listed the pros and cons. It makes it easy to see key points all at once.

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  274. Charlotte Jessop
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